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Quicken Simplifi

Quicken Inc.

Quicken's modern subscription-based personal finance app. Web and mobile, with a focus on cash-flow planning, watch lists, and recurring bills.

Last updated: May 2, 2026

Official site

Best for

  • Users who want a simpler alternative to classic Quicken Desktop
  • Cash-flow-oriented planners
  • Households that need bill tracking and a unified dashboard

Not ideal for

  • Strict envelope-budgeting purists
  • Users who want a free tier
  • Self-hosting or data-ownership maximalists

Pricing

Verified Paid only

$2.99/month · $35.88/year

$2.99/month promotional rate billed annually ($35.88/year); $5.99/month at the regular renewal rate ($71.88/year). 30-day money-back guarantee. No permanent free tier visible on the product page.

Platforms

Web Yes
iOS Yes
Android Yes
Desktop No

Features

Bank sync Yes
Plaid support Unknown
Manual transactions Yes
Envelope budgeting No
Zero-based budgeting No
Couples / shared budget Unknown
Google Sheets integration No
CSV import Unknown
CSV export Yes
Recurring transactions Yes
Bill calendar Yes
Net worth tracking Yes

Privacy

Needs verification

Account, transaction, and budget data is stored on Quicken's cloud. Specific privacy details need verification.

Pros

  • Modern UI relative to legacy Quicken
  • Bill calendar and recurring transaction support
  • Cross-platform sync

Cons

  • No envelope-budgeting workflow
  • No permanent free tier
  • Renewal pricing tends to step up after the first year

Featured in

Alternatives

  • Monarch Money — All-in-one personal finance app focused on net worth tracking, account aggregation, and household budgeting. Web and mobile, with a household plan that includes partner access.
  • Copilot Money — Apple-platform personal finance app focused on automated transaction categorization and a polished UI. Subscription only; iOS, iPadOS, and macOS.
  • YNAB (You Need A Budget) — Subscription envelope-budgeting app built around the zero-based method. Web-first with iOS and Android companions. Mature ecosystem and large community; no permanent free tier.
  • Okane Budgeting — Mobile envelope budgeting app whose backing store is a Google Sheet on the user's own Drive. Free tier with unlimited envelopes; $5/month Premium adds Plaid bank sync and on-device AI categorization.

Sources

  1. Quicken Simplifi product page — Quicken Inc.. Accessed May 2, 2026.
    Promotional pricing varies; confirm rate again before quoting in long-form content.
  2. Quicken privacy policy — Quicken Inc.. Accessed May 2, 2026.