App Directory

Open-source local-first envelope budgeting app. Free if you self-host on a server, Pi, or your own machine; the project also offers a paid hosted sync service.

Apple-platform personal finance app focused on automated transaction categorization and a polished UI. Subscription only; iOS, iPadOS, and macOS.

Free wealth-tracking dashboard inherited from Personal Capital. Strong on net worth, retirement, and investment portfolio analysis; lighter on transactional budgeting.

Ramsey Solutions' zero-based budgeting app. Free tier supports manual budgeting; paid Premium tier adds bank sync and additional features.

Manual envelope-budgeting app with shared partner access. Free tier exists with envelope and account caps; the Plus tier raises the limits and adds bank import.

Discontinued. Mint was Intuit's free, ad-supported personal finance app — for many years the default free option in the US. Intuit shut Mint down in March 2024 and migrated users to Credit Karma.

All-in-one personal finance app focused on net worth tracking, account aggregation, and household budgeting. Web and mobile, with a household plan that includes partner access.

Mobile envelope budgeting app whose backing store is a Google Sheet on the user's own Drive. Free tier with unlimited envelopes; $5/month Premium adds Plaid bank sync and on-device AI categorization.

Quicken's modern subscription-based personal finance app. Web and mobile, with a focus on cash-flow planning, watch lists, and recurring bills.

Personal finance app focused on subscription management, balance alerts, and bill negotiation. Adds basic budgeting and automated savings on top.

Tiller pipes daily bank transactions into a Google Sheet or Excel workbook you control. Less an app than a spreadsheet automation layer with prebuilt budgeting templates.

Subscription envelope-budgeting app built around the zero-based method. Web-first with iOS and Android companions. Mature ecosystem and large community; no permanent free tier.