Tiller
Tiller Money
Tiller pipes daily bank transactions into a Google Sheet or Excel workbook you control. Less an app than a spreadsheet automation layer with prebuilt budgeting templates.
Last updated: August 16, 2026
Best for
- Spreadsheet power users who want full control over budget structure
- People who already live in Google Sheets or Excel
- Households that want a flexible template instead of a fixed app UI
Not ideal for
- Users who want a polished mobile experience
- Users uncomfortable working in spreadsheets
- Users looking for a free option
Pricing
$99/year
$99/year with a 30-day free trial; card is not charged until the trial ends. No monthly price is published on the pricing page.
Platforms
| Web | Yes |
|---|---|
| iOS | Unknown |
| Android | Unknown |
| Desktop | Yes |
Features
| Bank sync | Yes |
|---|---|
| Plaid support | Yes |
| Manual transactions | Yes |
| Envelope budgeting | Unknown |
| Zero-based budgeting | Unknown |
| Couples / shared budget | Yes |
| Google Sheets integration | Yes |
| CSV import | Yes |
| CSV export | Yes |
| Recurring transactions | Yes |
| Bill calendar | Unknown |
| Net worth tracking | Yes |
| Investment / portfolio tracking | Unknown |
| Savings goals | Unknown |
| Receipt scanning | Unknown |
| Stock watchlist / price alerts | Unknown |
| Annual analytics | Unknown |
Privacy
Transaction data flows into a spreadsheet on the user's own Google Drive or OneDrive. Tiller's role is the aggregation pipeline — the user controls the resulting data file. Tiller uses both Plaid and Yodlee as aggregators per the Tiller security page.
Tiller's policy explicitly states 'We do not sell your personal information to third parties.' Account deletion is via email to support; downloaded transaction data is removed.
Pros
- Real spreadsheet ownership — the Google Sheet or Excel file is yours
- Works with both Google Sheets and Excel
- Library of prebuilt templates for budgeting, debt, and net worth
Cons
- No native mobile app for daily use
- Spreadsheet-first workflow is heavier than typical budgeting apps
- $99/year is comparable to full personal-finance subscriptions
Compared head-to-head
- Okane vs Tiller — Okane vs Tiller: both put your budget data in a Google Sheet you own. Okane is mobile-first envelope budgeting; Tiller is a spreadsheet automation pipeline.
Featured in
Alternatives
- Okane Budgeting — Mobile zero-based budgeting app backed by a Google Sheet on the user's Drive. The free tier covers budgeting, savings goals, bills, and annual analytics; $5/month Premium adds Plaid sync, on-device AI, net worth, and investment portfolio tracking.
- Actual Budget — Open-source local-first envelope budgeting app. Free if you self-host on a server, Pi, or your own machine; the project also offers a paid hosted sync service.
- YNAB (You Need A Budget) — Subscription envelope-budgeting app built around the zero-based method. Web-first with iOS and Android companions. Mature ecosystem and large community; no permanent free tier.
- Goodbudget — Manual envelope-budgeting app with shared partner access. Free tier exists with envelope and account caps; the Plus tier raises the limits and adds bank import.
Related analysis
- AI assistants and your financial data → — ChatGPT's personal finance features vs. dedicated budgeting apps: data custody and business model comparison (updated June 10, 2026).
Sources
- Tiller homepage — Tiller Money. Accessed August 16, 2026.
- Tiller pricing page — Tiller Money. Accessed August 16, 2026.Verified 2026-08-16: annual price is $99 after the 30-day trial.
- Tiller privacy policy — Tiller Money. Accessed May 3, 2026.
- Tiller security page (data aggregators) — Tiller Money. Accessed May 3, 2026.States: 'Tiller uses APIs from Plaid and Yodlee to securely access bank information.'